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City of Kasama - Information for Foreigners (外国人向け情報)

Exemption of Pension Contributions (保険料の免除制度)

If you have difficulty paying pension contributions (保険料, hokenryou), you may apply for an exemption or postponement of payment due to reasons such as not having any income, being unemployed, or having just arrived in Japan.

Pension Contribution Exemption

The Japan Pension Service will examine you, your spouse's, or your Head of Household's income and circumstances for the last year. If you satisfy certain conditions specified by law, you can receive an exemption for the full or partial amount of pension contribution payments that is based on your income.

Exemption Types

● Full Exemption

● 1/4 Payment (3/4 exemption)

● 1/2 Payment (1/2 exemption)

● 3/4 Payment (1/4 exemption)
 

Contribution Postponement for Low-Income Persons

This system allows you to postpone your contribution (保険料, hokenryou) payments if you are under 50 years old and you or your spouse's income is lower than a certain amount. It aims to protect persons who are not granted contribution exemption from failing to qualify for benefits later in life. However, you must apply and get approved in order to postpone your Pension Contributions.

Special Payment System for Students 

Students can apply for "Special Payment System for Students" to postpone payment of national pension according to their annual income of the previous year. If you are a student and your yearly income is less than ¥1,180,000, you may postpone contribution payments if your application is approved.

In general, you may apply for contribution postponement for any period of up to 2 years and 1 month prior to the date of application.

This granted period protects you just as the regular coverage periods do. In other words, if something were to happen to you during this granted period, the Disability Basic Pension or the Survivors' Basic Pension will still apply if you satisfy the following conditions:

(1) Your non-payment period (months) did not exceed one-third of your months of full coverage by the second month preceding the month of your accident, etc.

(2) You paid your contributions for the last 12 months up to the second month preceding the month of your accident, etc.

These granted periods count as qualifying periods for the Old-age Basic Pension. However, unless you recover contribution payments afterward, the periods will not be reflected in the old-age benefit amount.

You can retroactively pay the postponed contribution in the same way as the "Recovery of the Past Exempted-Contribution" above.

How to Apply for Special Payment System for Students

To apply for this exemption, please visit Kasama City Hall, Citizens Affairs Division (市民課, shiminka) or one of the Japan Pension Service Branch Offices.

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〒309-1792 笠間市中央三丁目2番1号

電話番号:0296-77-1101 ファクス番号:0296-78-0612

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